Modern Living + Detached Apartment + No Flood Insurance Required. Welcome to 4015 10th Avenue N, a 2021 built home located high and dry in Flood Zone X, just minutes from Downtown St. Pete, Grand Central District, and Treasure Island Beach. This property combines stylish modern finishes with true flexibility, featuring a DETACHED income producing apartment above the garage. The main house offers 4 bedrooms, 2.5 bathrooms, and an open concept layout perfect for entertaining. The kitchen includes a statement island, quartz countertops, stainless steel appliances, vented range hood, and a custom walk in pantry. Upstairs, the spacious primary suite features a spa like bathroom with a walk in shower and custom closets. The detached apartment has a private entrance, full bath, dedicated parking pad, and washer/dryer hookups ideal for guests, multigenerational living, or rental income. Additional features include luxury vinyl flooring, upgraded tile throughout, impact rated windows and doors, Nest thermostat, Ring doorbell, and other smart home features. Enjoy a fully fenced backyard with new pavers connecting the home and apartment, providing space for outdoor entertaining or future pool plans. A detached two car garage with rear alley access and no HOA or CDD fees complete this exceptional home. Flexible living, modern upgrades, income potential, and no flood insurance Schedule your private showing today.