Assumable loan 3. 75% with approval! What a great rate for this beautifully maintained 2 story home on the pond in the gated community of heritage isles! Nestled on an oversized lot on a quiet cul de sac street this light, bright, open home offers a spacious and functional layout and welcomes you with new saint augustine sod lawn, new smart sprinkler system with 6 zones and concrete curbing to set off the landscaping. Enter this grand home with arched entry onto gleaming floors in the foyer and formal living and dining rooms for easy entertaining. Spacious kitchen features wood cabinets, granite counters and stone backsplash with eat in dinette area open to family room for comfortable living! Sliding doors to covered screened back lanai provides the perfect place to relax or bbq, overlooking fenced backyard with serene pond views beyond! Downstairs inside laundry room features window, utility sink and loads of storage. Stained wood treads set off the white staircase to the upstairs loft which leads to 4 bedrooms and 3 full baths. Secondary bedrooms are spacious with ample closets and are on the opposite side of the owners retreat which is oversized with a flex space area that could be used as a fitness/exercise area, home office, sewing, craft room or den! Bath ensuite boasts large closet with window, dual sinks, soaking tub plus separate shower. Other features to mention are the 2019 water heater, 2019 american standard 5 ton ac, upgraded lighting, ceiling fans, mirrors, tamper proof electric outlets, oil rubbed bronze levers and hinges throughout home, storage racks in the garage and fenced backyard with fire pit overlooking the pond! Superb location in new tampa with easy access to all shopping, restaurants, medical facilities and major highways for easy commute to tampa, orlando, wesley chapel, ocala, airports and the beaches! Dont miss your chance to own this exceptional home with an assumable low rate mortgage... Call today!