Charming 2 bedroom, 1 bath single family home in the heart of St. Petersburg and located in a no flood zone. The Seller is offering the option for a Buyer to assume their current loan at a 3.625% interest rate a rare opportunity for significant savings compared to todays rates. Step inside to a bright, inviting living area with large windows, tile flooring throughout, and cheerful finishes. The kitchen features stainless steel appliances, ceramic tile countertops, a stylish backsplash, and ample cabinet storage. Both bedrooms are well sized with closet space, and the bathroom features clean tile finishes. Out back, enjoy a spacious fenced yard shaded by mature trees ideal for entertaining, gardening, or pets. With alley access, this property is perfect for anyone needing extra space for an RV, boat, or additional parking. The home also includes a covered carport plus an attached one car garage that doubles as laundry, storage, or workshop space. Offering comfort, functionality, and plenty of outdoor space, this home delivers unbeatable versatility and a central location near Downtown, the beaches, and local parks all without flood insurance requirements. Dont miss this opportunity!