Home was never affected by helene or milton! Rare opportunity to own a low maintenance mediterranean style townhome nestled in the exclusive gated waterfront community of banyan bay in st. Petersburg featuring hurricane impact doors/windows and has never had any water intrusion! This meticulously maintained home boasts stunning curb appeal with a paver driveway and lush landscaping, situated on a quiet cul de sac. Enjoy nearly 2300 sq ft of living space in this spacious open floor plan featuring 3 bedrooms, 2. 5 baths, and a versatile loft area. The kitchen is a chef's delight with 42" cabinets, granite countertops, stainless steel appliances, and a large closet pantry. Throughout the home, you'll find newly installed lvp flooring upstairs and tile flooring in the expansive living and dining areas, perfect for entertaining. A convenient half bathroom downstairs adds to the home's functionality. French doors off the living room lead to a private patio with serene preserve views, offering a peaceful outdoor retreat. Upstairs, vaulted ceilings and wide doorways enhance the airy feel of the home. A generous loft space provides endless possibilities for use as an office, playroom, or additional living area. The primary suite impresses with double tray ceilings, a spacious walk in closet, and an adjoining seating or office area. The ensuite bathroom features a granite double sink vanity, a luxurious garden tub, a large walk in shower, and ample storage including a linen closet. Additional bedrooms are generously sized and share a well appointed hall bathroom with a shower/tub combo. One guest room even includes a balcony, perfect for relaxing and enjoying the surroundings. Storage is plentiful throughout the home, including a first floor laundry room conveniently located near the oversized garage, which is pre wired for an electric car charger. The home is equipped with a whole house water softener and purifier, as well as a whole house generator for added convenience and peace of mind. Recent upgrades include newer dual zone hvac systems installed in 2017 and 2014. The banyan bay community amenities include access to a waterfront pool and a community dock ideal for fishing enthusiasts. The hoa at banyan bay covers exterior maintenance, including the tile roof and painting, as well as homeowners and flood insurance, cable, internet, water/sewer/trash, irrigation, and landscaping, making for truly low maintenance living. Located in a prime waterfront location, this home is close to downtown st. Petersburg with its vibrant dining and shopping scene, museums, st. Petersburg airport, fort desoto beach, pass a grille beach, and easy access to i 275 for commuting. Experience the epitome of florida living in this meticulously maintained townhome offering luxury, convenience, and tranquility in every detail. Hoa includes everything and your only bill would be duke energy.