Welcome to the beautiful community of Bay Island. This unit located in the Heritage Building is directly on the water. The unit had minimal water intrusion during Hurricane Helene with no interior damage however the condo and all the first floor units are being remediated by the association to ensure all first floor units are fully renovated and free of storm damage. The unit is nearly completed. In progress photos updated (Jan 2026). The cost of remediation is being covered by the HOA and a renovation finish package with details is available for review with COMPLETION SCHEDULED for January 2026. A weekly progress report of scheduled of repairs is being provided for clear communication. This first floor unit has an open floorplan with living, dining and kitchen. The bathroom has a walk in shower with white subway tile. The bedroom has a walk in closet and sliding door that opens to a screen enclosed covered porch overlooking the water! Flooring, kitchen finishes, appliances and bathroom finishes will be re installed and covered by the community under their flood insurance coverage. Depending on timing, this may allow the buyer to choose their preferred options. This 24 hr guard gated waterfront community has an exceptional array of activities for the active resident including multiple pools & spas, tennis & pickleball courts, community room with activities such as yoga, entertainment and socials, shuffleboard courts, fitness center with sauna, waterfront tiki huts with grilling area and community marina for fishing or boating opportunities. The indoor amenities are in process of remediation and photos are pre storm for reference. Bay Island is a 55+ community. Ask for more details on this exceptional value condo. UPDATE: Cabinets installed, Drywall installed, all new baseboard & trim & doors installed, painting complete, sliding door replaced with hurricane rated sliding leading out to the waterfront, bathroom completed only minor finishing details to complete. SELLER OPEN TO PAYING HOA FEES until unit has CO & is able to be occupied ask for details. 2026 HOA fee is LOWER @ $539.99/month