** 5. 99% interest rate available (without paying points)! ** dream home in 55+ resort community. Better than new construction! Recently built + tons of high end upgrades. $35,000 in hurricane/impact windows & sliding doors! This model has 3 oversized bedrooms. Huge luxury kitchen with quartz countertops; high end wood cabinets w/ soft close drawers; premium matching stainless steel appliances, including gas range; & recessed lights. Large breakfast bar, dinette/breakfast nook, plus dining room. Spectacular great room with truly extraordinary set of 8 glass sliding doors + roller shades controlled by remote! ; recessed lights; & high end oversized ceiling fan. Luxurious double size master suite w/ his & hers closets; built in closet system; enormous ensuite bathroom w/ dual vanities; round kohler sinks; large walk in shower w/bench; built in makeup desk; granite; high end wood cabinets; & soft close drawers. Spectacular water view behind home no rear neighbors. Huge covered screened rear porch/lanai was extended; also screened front porch/lanai was added. The sliding doors in great room surprisingly open up to unite the great room + rear porch, perfect for parties & holidays. Surround sound ceiling speakers in both great room & rear porch. Split bedroom. Front bedroom w/ 3 large windows, could easily be converted to a mother in law suite by adding a door. Large laundry room w/ utility sink, built in desk, washer, & gas dryer. (gas dryers have faster drying times & lower operating costs). 3 car garage w/ epoxy floor; 2nd refrigerator, & many extra large built in shelves. Extra exterior features: home is block (protection from hurricanes), and $35,000 impact windows & doors (protection from hurricanes & sound). Tile roof (much longer lifespan than shingle roof). Generator in garage provides full power during a power outage. Basketweave pavers in driveway and both porches. Water softener. Water heater w/ circulation. Bigger size ac. Palm trees. Exterior stucco finish. Exterior rear gas connection (ready for bbq/kitchen). Fishing at pond behind home! Extra interior features: tray ceiling in great room, master bedroom, & entrance; high 10' ceilings; plenty of extra closets/storage; premium interior doors; premium faux wood norman blinds. Valencia del sol is an exclusive, gated, lifestyle community. Full time lifestyle director coordinates clubs, classes, card games, arts & crafts, karaoke, water aerobics, & yoga. There are also opportunities to attend shows, concerts, & dances! Valencia del sol has its own resort style pool, restaurant & bar ("bistro del sol"), 25,000 square foot clubhouse, fitness center (includes fitness classes), racquetball, tennis courts, & dog park. Hoa fee includes a lot with no cdd expense: resort style living; lawn service, maintenance, & irrigation; 24 hour guard & security; trash, water, & sewer. No flood zone. Community is located right off of us 301, with walmart, publix, & starbucks nearby. Easy access to tampa, sarasota, & st petersburg. Great hospitals nearby. Easy access to airports & beaches. * furniture is optional. *** note that seller is offering below market interest rate without paying points (5. 99% par rate is priced at 20% down, 760+ credit).